Membership
We ensure the confidentiality, accuracy, relevancy, and use of data in accordance with international best practice and the relevant South African legislation, including the National Credit Act. The CBA seeks to support a sustainable and well-functioning credit reporting system and to represent the interests of the credit bureau industry in South Africa.
The CBA is mandated is to provide a framework for a sustainable and well-functioning credit information system, by facilitating fair practice within the credit bureau industry and by promoting transparency, accountability, high quality credit reporting and sound business practices.
There are three primary classes of members within the Credit Bureau Association:
To be an Associate or Reseller member:
An entity must be registered as a credit bureau in terms of section 43 of the National Credit Act (NCA) and must have access to a database of consumer credit information as defined by section 70(1) of the National Credit Act (NCA) provided by a full member credit bureau, enabling it to on-sell consumer credit information for permitted purposes.
To be an Intermediate member:
An entity must be registered as a credit bureau in terms of section 43 of the NCA and carry on business that accords with the functions of a credit bureau in terms of section 70(2) of the National Credit Act (NCA) as well as collect bespoke adverse information.
The entity will not be authorised by the National Credit Regulator to receive and host consumer credit information via the data transmission hub prescribed by the National Credit Regulator
To be a full member:
An entity must be registered as a credit bureau in terms of section 43 of the National Credit Act, 2005 and carry on a business that accords with the functions of a credit bureau in terms of section 70 (2) of the National Credit Act. The entity must be authorised in writing by the National Credit Regulator (NCR) to receive and host consumer credit information via the data transmission hub which is prescribed by the National Credit Regulator (NCR) and must be a member of the South African Credit and Risk Reporting Association (SACRRA).
Our members enjoy the following benefits:
- CBA members are represented by the CBA at government level, on the Credit Ombud council and within various other industry bodies and work groups.
- The CBA offers advice and guidance with respect to legal compliance matters.
- External parties are assured that when dealing with CBA members they are dealing with organisations that have integrity, ensure confidentiality and embody professionalism.
- And they receive up-to-date information on key developments affecting the industry through our regular email communications.
CBA Membership List:
Credit Bureau | Information Officer Name | Email Address | Contact Number |
---|---|---|---|
CPB | Stephen Lindsay | stephen@cpbonline.co.za | 010 5909 505 |
Experian | Information Officer | informationofficerafrica@experian.com | 011 7993 400 |
Transunion | Officer: Mellissa le Roux Deputy: Koketso Modiga | TUAPrivacy@transunion.com | 086 1482 482 |
XDS | Hayden Marimuthu | hmarimuthu@xds.co.za | 011 6459 100 |
VeriCred | Dirk Badenhorst | informationofficer@vccb.co.za | 087 1503 601 |
ITC Credit Bureau (Pty) Ltd | Herman Putter | herman@itc.co.za | 011 0190 280 |
Credit Bureau | Information Officer Name | Email Address | Contact Number |
---|---|---|---|
Tenant Profile Network | Michelle Dickens | michelle@tpn.co.za | 086 1876 000 |
Managed Integrity Evaluation | Jessica de Beer | jessicaj@mie.co.za | 012 6444 000 |
Inoxico | Marius Vorster | Mariusv@inoxico.com | 010 0072 600 |
Credit Bureau | Information Officer Name | Email Address | Contact Number |
---|---|---|---|
Cred-it-data Online Holdings (Pty) Ltd | Adrian Albrecht | bureau@creditdata.co.za | 086 1222 210 |
Zoia Consulting Pty (Ltd) /TA Dots Africa | Officer: Sipho Ngcobo | sipho@dots.africa | 061 5299 301 |
Kudough Credit Solutions | Chris van Rensburg | inforsec@kudough.co.za | 021 2069 963 |
LexisNexis Risk Management (Pty) Ltd | Nischal Harisunkar | DPO@lexisnexis.co.uk | 011 2456 500 |
MarisIT | Marius du Plessis | marius@marisit.co.za | 012 5427 614 |
Searchworks 360 (Pty) Ltd | Kevin Halkerd | informationofficer@e4.co.za | 086 0340 000 |
Smart Information Bureau | Thinus Smith | thinus@smartbureau.co.za | 087 2300 299 |
Baker Street Information Sciences (Pty) Ltd | Dale Guild | dale@bakerst.co.za | 087 7025 111 |
I-Bureau Services | Abrie Duvenage | abrie@ibureau.services | 087 654 5929 |
PayProp Capital (Pty) Ltd | Johette Smuts | johette.smuts@payprop.co.za | 0723405466 |
IDR South Africa (Pty) Ltd t/a V Report | Shane Meintjes | shane@v-report.co.za | 0791567069 |
PBSA (Pty) Ltd | Sean Bennett | seanb@pbsa.co.za | 0836461857 |
Octagon Business Solutions (Pty) Ltd | Gregory Brill | gregb@octagon.co.za | 0825546030 |
Credit Gateway (Pty) Ltd | Cherie Henderson | cherie@creditgateway.co.za | 0121111611 |
Effective Intelligence (Pty) Ltd | Simone Ardagh | sardagh@e-intelligence.com | 0765015185 |
ThisIsMe (Pty) Ltd | Juan Furnie | juan@thisisme.com | 0836251015 |
zenAptix (Pty) Ltd | Deepak Nana | deepak@zenaptix.com | 0823381611 |
Accountability (Pty) Ltd | Wendy Kemp | wendy@accymobile.co.za | 0861909090 |
iFacts (Pty) Ltd | Monique Beetge | info@ifacts.co.za | 0748993703 |
CLICKNHIRE (Pty) Ltd | Faheema Shaik | faheema@clicknhire.co.za | 0747269228 |
Onmisol Information Technology (Pty) Ltd | Philip Csaplar | philip@osit.co.za | 0823397650 |