The CBA is a voluntary industry body, representing 13 of the registered credit bureaus within South Africa.
The primary credit bureau members are:
Compuscan, Consumer Profile Bureaus (CPB), Experian, TransUnion, VeriCred and Xpert Decision System (XDS).
The reseller credit bureau members are:
Credit IT Data Risk Management Solution, Inoxico, Lexis Nexis Risk Management Services, Managed Integrity Evaluation (MIE), Searchworks 360 ,Tenant Profile Network and Trans Africa Credit Bureau
All credit bureaus operate within the industry as regulated by the National Credit Regulator, in accordance with the National Credit Act, 2005 and related law.
The CBA is not a credit bureau. It is an industry body and our members are credit bureaus. These are companies that store and maintain information on consumer credit history. Each credit-active consumer will have a profile with a bureau, and credit providers use this information to assess credit applications.
If you would like to know more about your credit profile, please click here.
The CBA’s mandate is to provide a framework for a sustainable and well-functioning credit information system by facilitating fair practice within the credit bureau industry and by promoting transparency, accountability, high-quality credit reporting and sound business practices.
For more on the structure and benefits of membership, please click here.