The CBA is pleased to welcome a new Chairperson, Marina Short and deputy Chairperson, Lee Naik, to lead the CBA in the coming year. Their leadership skills and relevance in the world of technology and credit bureaus, speak volumes:
The CBA is a voluntary industry body, representing 9 of the 14 registered credit bureaus within South Africa. This includes Compuscan, Consumer Profile Bureau (CPB), Cred-IT Data Risk Management Solutions, Experian, Inoxico, Lexis Nexis Risk Management Services, Tenant Profile Network (TPN), TransUnion and Xpert Decision Systems (XDS). We operate within the industry as regulated by the National Credit Regulator, in accordance with the National Credit Act and related law.
The CBA is not a credit bureau. It is an industry body and our members are credit bureaus. These are companies that store and maintain information on consumer credit history. Each credit-active consumer will have a profile with a bureau, and credit providers use this information to assess credit applications.
If you would like to know more about your credit profile, please click here.
The CBA’s mandate is to provide a framework for a sustainable and well-functioning credit information system by facilitating fair practice within the credit bureau industry and by promoting transparency, accountability, high-quality credit reporting and sound business practices.
For more on the structure and benefits of membership, please click here.