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Welcome to

The CBA is pleased to welcome a new Chairperson, Marina Short and deputy Chairperson, Lee Naik, to lead the CBA in the coming year. Their leadership skills and relevance in the world of technology and credit bureaus, speak volumes:

Marina Short is the Chief Executive Officer of Consumer Profile Bureau (CPB) since 2011 with industry respected knowledge and expertise in the FinTech, Collections and Risk & Compliance space. As the CEO of CPB, she has been instrumental in providing unique industry leading, innovate solutions doing Data with a Difference.

Marina comes with extensive industry expertise in previous positions in the Credit and Collections Industry as well as Portfolio and Asset Management with Old Mutual Properties where she was part of the Management team that were responsible for redevelopment flagships such as Menlyn Park Shopping Centre.

Marina Short

CEO, CPB Online

Lee Naik is the Regional President of TransUnion Africa and is recognized as one of South Africa’s leading digital and technology transformation experts. In this role, he leads a portfolio of TransUnion businesses across the African content that help businesses make more informed decisions and consumers manage their personal information to lead to a higher quality of life.

In his previous role, Lee spent almost 19 years at Accenture where he served as the Managing Director of Accenture Digital, helping organizations transform their businesses to remain competitive in an increasingly digital world.

Lee Naik

CEO, TransUnion Africa


The CBA is a voluntary industry body, representing 9 of the 14 registered credit bureaus within South Africa. This includes Compuscan, Consumer Profile Bureau (CPB), Cred-IT Data Risk Management Solutions, Experian, Inoxico, Lexis Nexis Risk Management Services, Tenant Profile Network (TPN), TransUnion and Xpert Decision Systems (XDS). We operate within the industry as regulated by the National Credit Regulator, in accordance with the National Credit Act and related law.


The CBA is not a credit bureau. It is an industry body and our members are credit bureaus. These are companies that store and maintain information on consumer credit history. Each credit-active consumer will have a profile with a bureau, and credit providers use this information to assess credit applications.
If you would like to know more about your credit profile, please click here.


The CBA’s mandate is to provide a framework for a sustainable and well-functioning credit information system by facilitating fair practice within the credit bureau industry and by promoting transparency, accountability, high-quality credit reporting and sound business practices.
For more on the structure and benefits of membership, please click here.

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